TRUSTS IN BRIDGEND
Honest, local advice on keeping your home and savings safe for the people who come after you.
A trust lets you decide what happens to them. It also keeps that decision in place, whatever the years bring. We start at your kitchen table. We explain it all in plain words, and we fix every fee before any work starts. Charles Quist, our principal adviser, is fully insured, and the first chat costs you nothing.
Book your free consultation today. Call 07788 536544.
What Setting Up A Trust Involves
A will decides who inherits. A trust sits alongside it and lets you go a step further. You choose how and when your assets pass on, and they sit behind a layer of legal protection until the right time. You set the rules; you can be a trustee yourself, and daily life carries on as before.
Setting one up with us is straightforward. We start by understanding what you're trying to protect and who you're providing for, then recommend the type of trust that fits, whether that's safeguarding a share of your home, providing for children at the stages you choose, or holding assets for someone who couldn't manage them alone.
We handle the drafting, walk you through the trustees' role so your chosen people know what's expected, and make sure everything is worded and executed correctly so it does its job when it counts.
A trust also works hand in hand with your will as part of one clear plan, so the two support each other rather than sit apart. If you'd like the wider background before we talk, you can explore our complete trusts service first.
AVAILABLE 7 DAYS A WEEK
No estate decision should be squeezed into a spare half hour. We visit you at home until 8 pm on weekdays and from 10 am to 6 pm on weekends. If that does not suit, we can talk by phone or video call.
PROFESSIONAL ADVICE
Every option is on the table before you choose, from wills and trusts to inheritance tax planning and lasting powers of attorney, each explained in plain English.
FULLY INSURED
Every trust we set up is overseen by Charles Quist, our fully insured principal adviser, who puts your family first. He will also tell you when a trust is not the right answer.
Where a Trust Earns Its Place
We are honest about this. Plenty of families are well served by a will on its own, and we will say so if that is you. A trust earns its place in a few clear situations.
Care costs are a worry: This is the reason most people call us, and it is the one that needs the most care. The rules here are strict. If you put your home into a trust when care is already on the horizon, the council can treat the house as though you still own it, and the plan does nothing at all. What matters is why the trust was set up and when. Set up early; for reasons that stand on their own, a trust can help protect part of what you have. We will tell you straight whether that applies to you, and we will say so if it does not.
You want your partner secure and your children provided for: You want your husband or wife to stay in the house, but you want your own children to inherit it in the end. A trust can do both. Your partner lives there for as long as they need to, and your share still passes to the people you chose.
Your beneficiaries are young: A trust lets you choose the age at which money is handed over. You might release a share at 21 and the rest at 25, rather than the whole lot on an eighteenth birthday. Many parents find that easier to live with.
Someone in the family needs looking after: A trust can hold money for a person who cannot manage it themselves or who claims benefits that a lump sum would stop. The trustees pay out what is needed, when it is needed. Your relative gets the support you wanted them to have, and nothing they rely on is put at risk.
Your estate is edging towards the tax threshold: A lifetime trust, set up in good time, can reduce the inheritance tax bill your family eventually faces.
Our office is at Crownford House, Swan Street, Merthyr Tydfil, and we come to you. We see families across Bridgend, from Porthcawl and Pencoed to Maesteg, Pyle and the town centre. We are out on visits until 8 pm on weekdays and from 10 am to 6 pm on weekends. Most people find a Saturday morning easier than a day off work.
Whichever of these fits, it pays to look at the rest of your plan at the same time, so your will, your trust and everything alongside it work together rather than in isolation.
Book your free, no-obligation consultation, and we'll help you find the plan that's right for your family.
FAQs
Can a trust protect my house from care fees?
Sometimes, but only in the right circumstances. It is never a quick fix. If you put your home into a trust when you already need care or can see that you soon will, the council can ignore the trust. It can work out your bill as if you still owned the house. Timing and reasons are everything. We look at your case, tell you honestly whether a trust would stand up, and explain what it can and cannot do before you spend a penny.
Can I still live in my home if it is in a trust?
Yes. With the kind of trust most families use, you carry on living in your home exactly as you do now. You can still move house, and the trust moves with you. Nothing about your day-to-day life changes.
What does setting up a trust cost?
Every fee is agreed in writing before any work starts, and there are no hourly rates. Trusts vary more than wills do, so we quote yours once we know what you need. The first meeting is free, and so is the advice you get in it.
What should I look for when choosing a trustee?
Pick people who are steady and well organised, not just the ones closest to you. Many families choose one relative who knows everyone, plus an adviser who knows the rules. The job carries real legal duties. We talk it through with your choices before anyone says yes.
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